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People will drive over when they purchase goods overweight to hand-carry back in the bridge, or if perhaps they are handicapped or unable merely to walk the hawker-strewn awning-covered walkways there. Some drive over because they will go directly to a specific restaurant or store having handy guarded parking.
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In the examples above, the $500 credit purchase would not cost anything in interest or fees, but the $500 cash loan would cost you a total of $17.50-$22.50.
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